To get your loan estimate, please call one of our lending professionals
Begin with the Digital Mortgage Experience
Prequalify or make an application for your home loan in moments
Get that loan estimate
At 866.466.0979 during our normal running hours (Mon-Fri 8 a.m. – 10 p.m. ET, Sat 8 a.m. – 6:30 p.m. ET). The loan estimate will inform you that which we be prepared to give you if you opt to move ahead, but doesn’t express that loan approval.
You’ll be able to utilize our Closing Cost Calculator to calculate your total closing expenses for buying a house.
Please wait a minute although we retrieve our rates that are low
Failure
Obtain a call right back
In one of your financing specialists
By publishing this form, you authorize Bank of America to get hold of you in the cell phone number or e-mail supplied right right here, also if you’ve formerly registered on a Do Not Call registry or requested we perhaps not deliver you promoting information by e-mail. You agree we may make use of an auto-dialer to attain you. You realize that you’re not essential to consent to getting calls/texts that are autodialed a condition of buying any Bank of America services or products. Any cellular/mobile cell phone number you offer may incur costs from your service that is mobile provider.
Your prequalification
If you are a existing consumer please check in to Online Banking, or even please check in as a visitor.
Already prequalified with us?  Take control over your prequalification online layer
Today’s low home loan prices †
Prices based on a $200,000 loan in ZIP rule 95464
Payment Per Month $XXXX
Payment Per Month $XXXX
Payment $XXXX
Mortgage prices legitimate at the time of date/time and assume debtor has credit that is excellentincluding a credit rating of 740 or more). Calculated payments that are monthly consist of principal, interest and (if relevant) any needed home loan insurance. Supply interest levels and re re payments are susceptible to increase after the initial fixed-rate duration (5 years for a 5/1 supply, 7 years for a 7/1 supply and a decade for a 10/1 supply). Choose the About ARM prices link for important info, including predicted re payments and price modifications.
Prices based for a $200,000 loan in ZIP rule 95464
30 Year Fixed X. XXXper cent
15 Year Fixed X. XXX%
5/1 ARM Variable X. XXXper cent
30 fixed X. XXX yearper cent
15 fixed X. XXX year%
5/1 ARM Variable X. XXX%
30 Year Fixed X. XXX
15 Year Fixed X. XXX
5/1 ARM Variable X. XXX
30 Year Fixed $XXXX
15 Year Fixed $XXXX
5/1 ARM Adjustable $XXXX
Home loan prices valid at the time of date/time and assume borrower has credit that is excellentincluding a credit history of 740 or more). Believed payments that are monthly include major, interest and (if relevant) any needed home loan insurance. ARM interest levels and payments are susceptible to increase following the initial fixed-rate period (five years for a 5/1 supply, 7 years for a 7/1 supply and a decade for the 10/1 supply). Find the About ARM prices link for important info, including approximated re payments and rate alterations.
The interest rate on that loan, indicated as a portion.
Yearly portion yield (APR)
The cost that is annual of loan up to a debtor. An APR is expressed as a percentage like an interest rate. Unlike mortgage loan, but, it offers other charges or costs (such as for instance home loan insurance coverage, many closing expenses, points and loan origination charges) to reflect the sum total price of the mortgage.
Points
A sum compensated to your loan provider, typically at closing, to be able to lower the attention price. Also called home loan points or discount points. One point equals one % associated with loan quantity (as an example, 2 points on a $100,000 mortgage would equal $2,000).
Payment per month (estimated)
The estimated monthly payment includes major, interest and any needed mortgage insurance (for borrowers with lower than a 20% advance payment). The re re payment exhibited does maybe not include amounts for risk insurance coverage or property fees that may lead to a greater real payment per month. When you yourself have an adjustable-rate loan, your payment per month may alter yearly (following the initial duration) centered on any enhance or decline in the London Interbank granted speed (LIBOR) index.