one price, it really is that easy
Increase your investing energy with your easy low price charge card. Whether you prefer more freedom and security for the acquisitions in the home or abroad, or perhaps reassurance if the unanticipated happen, we can help you to get here.
One easy rate that is low
Get one low rate вЂ“ Representative 14.9% APR (variable) вЂ“ with no fee that is annual.
Free European transactions*
Going abroad? We won’t charge a fee deal costs for making use of your card in europe.
Say hello to Insights
Our recent addition to your mobile appвЂ“ Insights , which could determine habits, styles and future re payments to create personalised reports youвЂ™re using your money for you to see how.
Instant card printing that is in-store
No waiting around for the post вЂ“ come to a shop and then leave together with your charge card in your hand.
Start a free account
Come to check out us waiting for you
The Nuts and Bolts
WeвЂ™re up front side with this clients about every thing. WeвЂ™ve created this handy summary of y our bank card’s key features which means you can easily see the important info from the get-go.
|Rate||Monthly charges period that is interest-free limits from|
|Representative 14.9% APR (variable)||Zero||as much as 56 times||ВЈ500|
APR appears for apr. ItвЂ™s designed to provide you with a far more accurate notion of how much you might be being charged once you borrow funds. It requires under consideration the attention from the loan along with other costs you need to spend, for instance any arrangement charge.
It is possible to submit an application for a charge card if:
- YouвЂ™re aged 18 or higher
- YouвЂ™re resident in britain. YouвЂ™ll should also offer evidence of your address and identity. If youвЂ™re not a UK, EU, EEA or Swiss national youвЂ™ll need a legitimate visa/residence license. HereвЂ™s a listing of things you need
Making use of your charge card abroad
We wonвЂ™t ask you for for worldwide charge card deals built in many countries that are european. And we also provide outstanding value prices into the remaining portion of the globe.
|Location||Card Purchase||Cash Withdrawal|
|Outside Europe*||2.99%||2.99% + ВЈ1.50|
*Where may I utilize my card free of charge in Europe?
As soon as we relate to European countries we consider the nations that are an element of the solitary European repayments region (SEPA).
- 19 EU Euro nations – Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain
- 8 EU non-Euro countries – Bulgaria, Croatia, Czech Republic, Denmark, Hungary, Poland, Romania, Sweden
- 3 non-EU, Euro nations вЂ“ Andorra, Monaco, San Marino
- 4 non-EU, non-Euro nations – Iceland, Liechtenstein, Norway, Switzerland
All regions are included by their connected owning country.
ItвЂ™s paid out of your account if you use your card abroad, any foreign currency transaction will be converted into sterling on the day. The change rate is placed by MasterCardВ®.
MasterCardВ® is just a authorized trademark of mastercard Global Incorporated.
- You get right up to 56 times interest-free for acquisitions in the event that you spend balance in complete as well as on time. (the very first period that is interest-free acquisitions might be faster invest the away your charge card part-way through per month.) Until we receive your repayment if you donвЂ™t pay your balance in full, we charge interest daily from the transaction date.
- ThereвЂ™s no interest-free duration on payday loans or transfers of balance. You establish interest through the time you are taking away money or create a transfer before you spend the funds straight back.
All Metro charge cards help contactless re re re payments. Just touch your card regarding the audience during the till and also you’re done.
No yearly cost
ThereвЂ™s no yearly fee вЂ“ just one single simple price of 14.9% Representative APR (variable).
Text and e-mail alerts
Get mini-statements delivered directly to your phone or email that will help you handle your money whenever youвЂ™re close to your borrowing limit.
WeвЂ™ll e-mail you on a monthly basis to allow you understand your month-to-month declaration can be obtained online. If you want a paper declaration, ask just.
That which we start thinking about
We use a process called ‘credit scoring’ to perform a credit assessment of you when you apply for a credit card. Your rating allows us to determine whether we could provide you with credit cards and exacltly what the borrowing limit is going to be.
Being an accountable bank, we work with you to ensure that you are able to afford your borrowing. We wonвЂ™t offer you a card it will be bad for your financial well-being, based on our understanding of your personal circumstances if we think. We donвЂ™t want to leave you struggling to settle your charge card.
Charge card agent instance
|Representative APR||Assumed Borrowing Limit|
|14.9% APR (variable)|